- Personal Injury
Auto Accident
Even minor car crashes can cause serious injuries. In Florida, PIP insurance covers treatment if started within 14 days.
Insurance Type
No-Fault (PIP required)
Treatment Deadline
Within 14 days of accident
Out-of-Pocket Cost
None (PIP covers treatment)
Low-Speed Impact
Up to 13 g's at just 6 mph
Auto Accident
Unfortunately, many people can relate to having been involved in a motor vehicle collision (MVC) at some point in their lives. Whether it was a major accident or a minor one, MVC’s are no fun and can cause a variety of minor to serious injuries to those persons in the vehicles. With more distracted drivers texting and speaking on their phones, MVC’s are on the rise, making for much more dangerous roadways. For more details on the impact of accidental injuries, check out this CDC FastStats on Accidental Injury.
Does a person get injured in a car accident when the car sustains no damage? Unfortunately the auto insurance industry would of course say absolutely not — that since the car is visibly intact, there is no way your body could have sustained an injury. This is simply a generalization, but it is our experience that auto insurers try to avoid paying on a claim because there is little to no damage to the car. It is estimated that over 300,000 people each year suffer from debilitating pain from auto accident injuries.
Even “small” car collisions where there are no visible signs of damage to the vehicle can generate enough g-force to damage the delicate anatomical structures of the head, neck and spine. While a jet plane exerts about 9 g’s of velocity change on your spine, a 36 mile per hour collision exerts over 10 g’s while a 6 mile per hour collision exerts over 13 g’s. At 6 miles per hour, the vehicles involved do not crush — as a result, the force goes through the human occupant instead.
Who Pays For Medical Treatment After An Accident?
- The State of Florida is a “No Fault” state, meaning your Auto Insurance pays for injuries sustained by you or any passengers regardless of who was at fault. Every driver is required to carry Personal Injury Protection (PIP) car insurance.
- Florida requires that any treatment for accident-related injuries must occur within 14 days of the date of the accident, from a licensed provider (Physicians, Chiropractors, Nurse Practitioners, Physician Assistants, Registered Nurses, Dentists, or Emergency Medical Services). Once that window closes, your claim will not be accepted and you will not be eligible for PIP reimbursement.
- All medical treatments, including medications, following an accident are covered by your auto insurance with NO out-of-pocket expense for the patient. Most Primary Care Physicians are not set up to bill auto insurance companies, so patients often pay out of pocket for those visits instead.
Ironically, ER doctors will tell a patient injured in an auto accident that he or she is okay — typically meaning there was no fracture or gross dislocation to the spine. However, they are not taking into account the soft tissue structures (muscle, tendon, ligament, disc, nerve) or overall structure of the spine. In many cases, problems associated with these injuries may remain dormant for days or even weeks before they manifest, especially in low speed car collisions.
Treatment for injuries can be covered by your Auto Insurance policy, or in the absence of coverage, our offices can discuss your rights and options. Our team of skilled physicians has served thousands of patients who have been injured from auto accidents. Call or email now to schedule a consultation with our team.
Injured in a Crash?
Most Major Insurances Accepted. Call for more information or book an apt online.
- Office hours
- Monday: 9am to 7pm
- Tuesday: 3pm to 7pm
- Wednesday: 9am to 7pm
- Thursday: 10am to 7pm
- Friday–Sunday: Closed
- Who it's for
Symptoms That Warrant an Evaluation
No visible vehicle damage, but you feel off
Neck pain, stiffness or headaches
Back pain that appears days later
Whiplash symptoms
Numbness or tingling in arms/hands
Any low-speed collision (even under 10 mph)
- What to expect
Your PIP Claim, Step by Step
1
Act Within 14 Days
2
Evaluation & Diagnostics
3
No Out-of-Pocket Cost
4
Documentation for Your Case
- Our promise
Every patient receives a careful and thorough evaluation before any treatment plans are made. This highly individualized level of care is critical to make the correct diagnosis and pick the best, most effective course of treatment for each patient. This level of care is beyond most busy clinics that treat patients by standard protocols only.
No-Fault Coverage
Florida PIP pays your medical costs regardless of who caused the accident.
14-Day Window Met
We help you act fast so your claim isn’t denied on a technicality.
Zero Out-of-Pocket
All accident-related treatment and medication is billed to your auto insurance.
Hidden Injuries Found
We evaluate soft tissue and spinal injuries that ER visits often miss.
Related Treatments
Personal Injury / Car Accident
Slip and Fall Injuries
Digital Motion X-Ray (DMX)
Discover the Freedom of a Pain-Free Life!
Most Major Insurances Accepted. We do not participate in Medicaid plans.
- Visit us
20433 Bruce B Downs Blvd, Tampa, FL 33647
Office Hours
- Monday: 9am to 7pm
- Tuesday: 3pm to 7pm
- Wednesday: 9am to 7pm
- Thursday: 10am to 7pm
- Friday–Sunday: Closed